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BCWA Insurance
BC Wrestling Association (BCWA) provides insurance coverage to protect our athletes, coaches, officials, volunteers, and clubs during sanctioned wrestling activities.
This guide explains what is covered, what is not covered, and what members need to know before participating in events in BC, across Canada, or internationally.
What is Covered Under a BCWA Membership
What’s Covered Under a BCWA Membership
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As a BCWA member, you receive:
✔ Commercial General Liability (CGL)
Protects you and your club if you are sued for bodily injury or property damage during BCWA-sanctioned wrestling activities.
✔ Participant Accident (PA) Insurance
Provides limited financial support for certain injuries.
Note: This is not travel medical insurance.
✔ Abuse Coverage
Covers compensatory damages relating to defined abuse incidents.
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For a full list of what is covered under BCWA insurance, please refer to: BCWA Insurance Coverage FAQ
Who Is Covered?
Coverage applies only to:
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Current BCWA members, or
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Approved Limited Activity / DOE participants (max coverage 1-week)
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Participants from other PSOs, if:
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Their PSO sanctions their participation, and
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They provide a Certificate of Insurance (COI) naming BC Wrestling Association as Additional Insured.
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Non-Members
Non-members are not covered by BCWA’s insurance.
However:
Non-members do NOT void your club’s insurance.
They are simply personally liable if they are injured or sued.
For safety:
Clubs should require non-members to purchase a BCWA membership or Limited Activity membership.
OR require a COI proving their own insurance coverage.
Out-of-Province Events
(Within Canada)
BCWA athletes traveling to another province:
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Covered by CGL and PA if BCWA sanctions their participation.
Must purchase their own Emergency Travel Medical.
Athletes from other provinces coming to BC:
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Must have their PSO sanction their participation.
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Must provide a COI naming BCWA as Additional Insured.
Out-of-Country Events (USA or International)
BCWA coverage does not automatically extend outside Canada/USA.
To compete internationally:
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Club or individuals need to have the event sanctioned by BCWA
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Emergency Travel Medical Insurance is required
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If there is no sanctioning from BCWA on the trip/travel outside of Canada and no Travel Medical Insurance purchased or shown there would be no CGL coverage extending to this team or individual trip
Athletes can purchase travel medical online through SBC’s partner:
https://partner.battleface.com/sbc-insurance/
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Travel medical insurance can also be purchased through Tugo.
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If the travelers or teams want to deal with a broker, they can contact SBC's insurance office (Info@sbcinsurance.com) or visit sbcinsurance.com to contact SBC via our website. SBC Will confirm with BCWA if travel is sanctioned prior to approving requests.
Before participating in any training, games, or tournaments outside of Canada, members must complete this travel / sanction request for extension of our Commercial General Liability (CGL) coverage.
Please fill out the form and include all required documents and email it to execdirector@bcwrestling.com and cc info@bcwrestling.com
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Travel Authorization Form and Waiver
To travel, train or compete internationally, you must submit the following form to BCWA prior to travel. The Travel Authorization form must be submitted to BCWA for administration and liability purposes in case of audit.
Please complete and submit the following form to execdirector@bcwrestling.com and cc info@bcwrestling.com
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Click Here to Open the Travel Authorization form
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Please note, the Travel Authorization Form is NOT emergency travel medical insurance. The Travel Authorization Form is primarily an administrative and record-keeping document. It provides a record of a club or team’s approved travel that can be referenced in the future if a Commercial General Liability (CGL) claim arises while the club is travelling outside of Canada.
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The Travel Authorization Form does not provide emergency travel medical insurance. Each club or team is responsible for arranging appropriate emergency travel medical insurance for its participants when travelling outside of Canada. Clubs/teams must provide proof to the BC Wrestling Association that this insurance is in place and effective.
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Keep Your Travel Authorization Form
The Travel Authorization Form may be audited at any time, and ICI may request to review it.
If a liability claim arises from a club’s travel outside of Canada and the club is named in a lawsuit, the Travel Authorization Form will be reviewed by ICI, its underwriters, adjusters and/or lawyers. The form may be used to determine whether the insurance requirements and underwriting conditions outlined in Section 1 and Section 2 on page 6 of the Travel Authorization Form were met.
All claims are subject to investigation and the terms, conditions and limits of the applicable insurance policy.
Clubs and teams are responsible for:
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Completing the Travel Authorization Form before travelling outside of Canada.
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Ensuring all applicable requirements in the form are met.
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Arranging separate emergency travel medical insurance for participants.
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Providing BCWA with proof that emergency travel medical insurance is in place and effective.
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Keeping records and documentation related to their travel authorization and insurance coverage.
International Athletes Competing in BC
International athletes are not covered under BCWA insurance.
They must provide:
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A COI showing their own liability coverage, and
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Proof of Emergency Travel Medical Insurance.
Try Wrestling
Many clubs or teams may want to offer try wrestling sessions. In order to operate a Try Wrestling session, all participants MUST complete the Waiver of Liability.
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Event hosts are responsible for ensuring that all participants in a Try Wrestling activity complete the required Waiver of Liability form. This responsibility is especially important when working with minors. A parent or legal guardian must complete and sign the appropriate Assumption of Risk and Waiver form on behalf of any participant under the age of majority.
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Completed waivers must be retained by the event host and communicated to the BC Wrestling Association by emailing a copy to execdirector@bcwrestling.com and cc’ing info@bcwrestling.com.
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Waivers provide important documentation that a participant attended the activity on a specific date and time. While BCWA does not require waivers to be submitted in advance, they may be requested in the event of an insurance claim.
Failure to obtain and retain the required waiver may create significant issues with an insurance claim and could jeopardize or invalidate coverage. Event hosts are therefore responsible for ensuring all required waivers are completed and properly retained.
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To open the waiver, click on the link below: