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BCWA Insurance
BC Wrestling Association (BCWA) provides insurance coverage to protect our athletes, coaches, officials, volunteers, and clubs during sanctioned wrestling activities.
This guide explains what is covered, what is not covered, and what members need to know before participating in events in BC, across Canada, or internationally.
What is Covered Under a BCWA Membership
What’s Covered Under a BCWA Membership
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As a BCWA member, you receive:
✔ Commercial General Liability (CGL)
Protects you and your club if you are sued for bodily injury or property damage during BCWA-sanctioned wrestling activities.
✔ Participant Accident (PA) Insurance
Provides limited financial support for certain injuries.
Note: This is not travel medical insurance.
✔ Abuse Coverage
Covers compensatory damages relating to defined abuse incidents.
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For a full list of what is covered under BCWA insurance, please refer to: BCWA Insurance Coverage FAQ
Who Is Covered?
Coverage applies only to:
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Current BCWA members, or
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Approved Limited Activity / DOE participants (max coverage 1-week)
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Participants from other PSOs, if:
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Their PSO sanctions their participation, and
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They provide a Certificate of Insurance (COI) naming BC Wrestling Association as Additional Insured.
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Non-Members
Non-members are not covered by BCWA’s insurance.
However:
Non-members do NOT void your club’s insurance.
They are simply personally liable if they are injured or sued.
For safety:
Clubs should require non-members to purchase a BCWA membership or Limited Activity membership.
OR require a COI proving their own insurance coverage.
Out-of-Province Events
(Within Canada)
BCWA athletes traveling to another province:
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Covered by CGL and PA if BCWA sanctions their participation.
Must purchase their own Emergency Travel Medical.
Athletes from other provinces coming to BC:
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Must have their PSO sanction their participation.
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Must provide a COI naming BCWA as Additional Insured.
Out-of-Country Events (USA or International)
BCWA coverage does not automatically extend outside Canada/USA.
To compete internationally:
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Club or individuals need to have the event sanctioned by BCWA
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Emergency Travel Medical Insurance is required.
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If there is no sanctioning from BCWA on the trip/travel outside of Canada and no Travel Medical Insurance purchased or shown there would be no CGL coverage extending to this team or individual trip.
Athletes can purchase travel medical online through SBC’s partner:
https://partner.battleface.com/sbc-insurance/
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Travel medical insurance can also be purchased through this link:
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TUGO
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If the travelers or teams want to deal with a broker, they can contact our office. Info@sbcinsurance.com or visit sbcinsurance.com to contact us via our website. We will need to know or see that their trip is sanctioned by BCWA.
Before participating in any training, games, or tournaments outside of Canada, members must complete this travel / sanction request for extension of our Commercial General Liability (CGL) coverage.
Please fill out the form and include all required documents and email it to execdirector@bcwrestling.com and cc info@bcwrestling.com:
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International Athletes Competing in BC
International athletes are not covered under BCWA insurance.
They must provide:
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A COI showing their own liability coverage, and
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Proof of Emergency Travel Medical Insurance.